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The 2025 Fintech Retrospective: 18 Trends That Redefined the Industry
The 2025 Fintech Retrospective: 18 Trends That Redefined the Industry As we close the book on 2025, the question isn’t just “what happened,” but “what actually changed the game?” It has been a year of radical shifts—from the rise of autonomous AI agents to the regulatory enforcement of real-time everything. We saw incumbents stumble, challengers…
Artificial Intelligence
Comprehensive Learning Roadmap for Understanding LLMs and Generative AI
Comprehensive Learning Roadmap for Understanding LLMs and Generative AI Overview To fully understand Large Language Models (LLMs) and Generative AI, it’s essential to combine theoretical learning with hands-on experience. The Stanford lecture series offers a structured path from fundamentals to advanced topics, while additional free resources provide practical insights and tools. Here’s a step-by-step roadmap…
5 mins to read
Tunisie
Taxer plus, ou taxer mieux ? Le dilemme fiscal de la Tunisie
La Tunisie se trouve à un carrefour décisif. Quatorze ans après sa révolution, le pays est confronté à la double exigence de consolider sa démocratie et d’opérer une transformation économique profonde. Au cœur de ce défi se trouve le système fiscal – un outil qui ne doit pas se limiter à la collecte de ressources,…
8 mins to read
Tunisie
LOI DE FINANCES TUNISIENNE 2026 : ANALYSE COMPLÈTE
LOI DE FINANCES TUNISIENNE 2026 : ANALYSE COMPLÈTE SECTION 1 : ANALYSE TECHNIQUE APPROFONDIE 1. SYNTHÈSE EXÉCUTIVE La loi de finances tunisienne 2026, promulguée le 12 décembre 2025, marque un tournant dans la politique économique tunisienne avec un budget total de 63,575 milliards de dinars en dépenses contre 52,560 milliards en recettes, soit un déficit…
23 mins to read
Software Design and Architecture
Ship Faster, Sleep Better: 12 Factor Principles for Regulated Finance
Building compliant cloud-native banking applications with the 12 Factor methodology The 12 Factor App methodology remains the foundational blueprint for cloud-native development in 2025, and for junior developers entering regulated financial services, mastering these principles is non-negotiable. Originally created by Heroku co-founder Adam Wiggins in 2011, these twelve principles have evolved into the bedrock of…
13 mins to read
Culture and Methodologies
Software Design and Architecture
Beyond Sprints: A Practitioner’s Measured Response to Time-Oriented Software Development
The most recent white paper by Niels Pflaeging and Sebastian Kubsch, “Time-Oriented Software Development” or TOSD for short, lays out an audacious challenge to Agile orthodoxy. Having spent more than two decades building and managing software systems-including leading the full Core Banking platform development for private banking-I found the paper both invigorating and frustrating because…
7 mins to read
Uncategorized
AWS October 20, 2025 Outage Analysis
On October 20, 2025, Amazon Web Services (AWS) experienced a widespread service outage, disrupting numerous AWS services across multiple regions. The outage, lasting several hours, impacted various customer-facing applications and enterprise systems relying on AWS for cloud computing resources. Key services that were affected included Amazon EC2 (Elastic Compute Cloud), Amazon S3 (Simple Storage Service),…
8 mins to read
Uncategorized
The Control Plane Crisis: A Forensic Post-Mortem of the October 20, 2025 AWS US-EAST-1 Outage
I. Executive Summary: The Anatomy of a Control Plane Failure 1.1. High-Level Incident Overview On Monday, October 20, 2025, Amazon Web Services (AWS) experienced a systemic service disruption centered primarily in the US-EAST-1 (Northern Virginia) region, which serves as one of AWS’s largest and most critical data center hubs globally.1 The incident rapidly propagated, resulting…
19 mins to read
Tunisie
Le nouveau Code des changes tunisien : une révolution législative attendue pour 2026
La Tunisie est sur le point de marquer une étape historique dans sa réglementation financière. Après près de cinquante ans d’application du cadre juridique actuel, datant de 1976, le pays se prépare à adopter un nouveau Code des changes dont l’entrée en vigueur est prévue pour 2026. Ce texte, approuvé par le Conseil des ministres…
6 mins to read
Uncategorized
Team Topologies, VSM (Value Stream Management) et DDD : Le Guide pour Débloquer le Débit Logiciel et Dompter les Monolithes.
Introduction : Du Lean aux Flux de Valeur Numériques Contexte de la Transformation et Problématique du Débit L’ère de la transformation numérique a imposé aux organisations une exigence d’accélération sans précédent, où le temps de mise sur le marché d’une nouvelle fonctionnalité logicielle est directement corrélé à la compétitivité et à la survie de l’entreprise.…
26 mins to read