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The 2025 Fintech Retrospective: 18 Trends That Redefined the Industry

The 2025 Fintech Retrospective: 18 Trends That Redefined the Industry As we close the book on 2025, the question isn’t just “what happened,” but “what actually changed the game?” It has been a year of radical shifts—from the rise of autonomous AI agents to the regulatory enforcement of real-time everything. We saw incumbents stumble, challengers…

SAMI
December 31, 2025

Comprehensive Learning Roadmap for Understanding LLMs and Generative AI

Comprehensive Learning Roadmap for Understanding LLMs and Generative AI Overview To fully understand Large Language Models (LLMs) and Generative AI, it’s essential to combine theoretical learning with hands-on experience. The Stanford lecture series offers a structured path from fundamentals to advanced topics, while additional free resources provide practical insights and tools. Here’s a step-by-step roadmap…

SAMI
December 26, 2025

Taxer plus, ou taxer mieux ? Le dilemme fiscal de la Tunisie

La Tunisie se trouve à un carrefour décisif. Quatorze ans après sa révolution, le pays est confronté à la double exigence de consolider sa démocratie et d’opérer une transformation économique profonde. Au cœur de ce défi se trouve le système fiscal – un outil qui ne doit pas se limiter à la collecte de ressources,…

SAMI
December 22, 2025

LOI DE FINANCES TUNISIENNE 2026 : ANALYSE COMPLÈTE

LOI DE FINANCES TUNISIENNE 2026 : ANALYSE COMPLÈTE SECTION 1 : ANALYSE TECHNIQUE APPROFONDIE 1. SYNTHÈSE EXÉCUTIVE La loi de finances tunisienne 2026, promulguée le 12 décembre 2025, marque un tournant dans la politique économique tunisienne avec un budget total de 63,575 milliards de dinars en dépenses contre 52,560 milliards en recettes, soit un déficit…

SAMI
December 18, 2025

Ship Faster, Sleep Better: 12 Factor Principles for Regulated Finance

Building compliant cloud-native banking applications with the 12 Factor methodology The 12 Factor App methodology remains the foundational blueprint for cloud-native development in 2025, and for junior developers entering regulated financial services, mastering these principles is non-negotiable. Originally created by Heroku co-founder Adam Wiggins in 2011, these twelve principles have evolved into the bedrock of…

SAMI
December 8, 2025